CVC 16028: Proof of Financial Responsibility.

California Vehicle Code (CVC) Section 16028 pertains to the requirement for providing evidence of financial responsibility, such as proof of insurance, when operating a motor vehicle in California. Here's an explanation of CVC 16028:

CVC 16028 - Proof of Financial Responsibility:

1. General Requirement (Subsection (a)):

   • Subsection (a) of CVC 16028 establishes that every person who operates a motor vehicle on California roadways must provide evidence of financial responsibility for the vehicle. This typically means that the driver must carry proof of insurance coverage while driving.

2. Proof of Insurance (Subsection (b)):

   • Subsection (b) specifies that proof of financial responsibility can be provided in the form of evidence of insurance coverage. The proof of insurance should include the name of the insurer, the policy number, the effective and expiration dates of the policy, and the names of the insured individuals or the vehicle owner.

3. Display of Proof (Subsection (c)):

   • Subsection (c) mandates that drivers must be prepared to present evidence of financial responsibility upon request by a peace officer who has stopped them for a traffic violation or as part of a traffic stop. This means that you should have your proof of insurance readily accessible and be able to provide it when asked by law enforcement.

4. Penalties for Non-Compliance (Subsection (d)):

   • Violating CVC 16028 by failing to provide evidence of financial responsibility upon request can result in penalties. The penalties can include fines and additional fees.

5. Acceptable Forms of Proof (Subsection (e)):

   • Subsection (e) mentions that electronic copies of proof of insurance (e.g., digital insurance cards displayed on a smartphone or other electronic device) are acceptable as long as they can be readily displayed to law enforcement upon request.