F.S. 316.646TBWD eligibleRegistration
No proof of insurance
Failure to carry or present proof of the required motor-vehicle insurance.
Florida Statutes F.S. 316.646 — statutory text
Official source ↗(1) Any person required by s. 627.733 to maintain personal injury protection security or security under s. 324.023 on a motor vehicle shall have in his or her immediate possession at all times while operating such motor vehicle proper proof of maintenance of the required security.
Quoted from the California Legislative Information website. The full section may contain additional subdivisions not reproduced here — click “Official source” for the complete text as currently in force.
Base fine
$116.00
Does not include court fees or assessments.
DMV points
0
No DMV points.
Filing window
N/A
TBWD not available.
Not eligible for TBWD
Florida does not currently offer a Trial by Written Declaration process. Florida support is coming soon. Florida Rule 6.340 allows a sworn Affidavit of Defense in lieu of appearance, but our automated filing pipeline for FL courts is not yet live. Upload your ticket and we'll notify you when FL goes live. We won’t charge you for an ineligible filing.
Defenses our AI considers (12)
- Equipment fixed — correctable violationhistorical success ~80%Equipment violations (window tint, exhaust, lights, plates, wipers, etc.) are correctable in every supported state. Proof of repair signed by a qualified inspector resolves the citation administratively.
- Documentary cure — proof on date of citationhistorical success ~75%Many "failure to produce" charges (insurance, registration, license) are dismissed on proof the document existed and was valid on the date of citation. This is codified in most state fix-it / correctable-violation statutes.
- Sign obscured, missing, or recently changedhistorical success ~50%A driver cannot be held to a regulation that was not reasonably communicated. An obscured, damaged, missing, or recently-changed sign at the cited location is both a mistake-of-fact defense and a due-process notice defect.
- Statute of limitations / speedy-trial violationhistorical success ~45%Every state imposes statutory deadlines between citation, arraignment, and trial. When the state misses a jurisdictional deadline — including officer-declaration deadlines in TBWD proceedings — dismissal is mandatory, not discretionary.
Our AI drafts 3 options per case, tailored to your ticket's facts. You choose or regenerate.