How is the total ticket cost calculated?

We start with the base fine (set by the state’s bail schedule), then add a court assessment multiplier (typically 2.6x–3.2x in California once county, state, and criminal-justice fees are added) to estimate your out-of-pocket cost.

How accurate is the insurance impact estimate?

Our estimate uses an industry average of a 22% premium increase per ticket-point for three years. Your actual impact depends on carrier, clean-record discounts, and underlying driving history.

Does Trial by Written Declaration change the number?

If your TBWD is granted (dismissal), your total cost drops to $0 and no points are reported. If denied, you pay the posted bail amount.

Tools

Traffic Ticket Fine Calculator

Estimate the real cost of your ticket — fine, court fees, and 3-year insurance impact. All values are estimates; your court’s bail schedule is authoritative.

StateViolation

Drivers in household

Estimated total if convicted

~$1,878

Court fine + state fees + 3-year insurance surcharge

Where the money goes

Court

Insurance

Court fine + assessments

$690

$238 base × 2.9x California fees

3-year insurance hike

~$1,188

1 pt × 22%/yr × 3 yr

Base fine

$238

bail schedule

DMV points

3-yr record

TBWD eligible

Yes ✓

fight by mail

Fight it. Keep ~$1,878.

Win your Trial by Written Declaration and your total drops to $0 — no fine, no points, no insurance hike. Our AI drafts your defense in 3 minutes.

If you pay

~$1,878

fine + fees + insurance

If you fight & win

nothing owed, no points

Fight this ticket →$49 flat fee · fully refunded if you lose

Estimates only. Actual fines vary by county. Insurance impact varies by carrier and history. Verify your exact bail amount on the notice-to-appear or courtesy notice.